Friday, September 27, 2013

Are you ready in an emergency?

National Preparedness Month

What would you do if there was an emergency? Would you be ready?
September will be your opportunity to find out. Throughout the month there will be numerous activities across the country to promote emergency preparedness.
Sept 2013 IOV - Ecard

Tuesday, September 24, 2013

UNC ranks 5th among national public universities for 13th year in a rowE-mail
Tuesday, September 10, 2013

CHAPEL HILL – The University of North Carolina at Chapel Hill ranks fifth among the nation’s best public universities for the 13th consecutive year, according to U.S. News & World Report.

The rankings appear today (Sept. 10) in the 2014 “America’s Best Colleges” guidebook and at www.usnews.com.

Among national public universities, UC-Berkeley ranked first, followed by UCLA and Virginia (tied for second), Michigan (fourth) and UNC (fifth); the same order as for the past two years.

Among both national public and private universities, UNC ranked 30th overall, the same as last year. Other publics were between tied for 20th (Berkeley) and 28th (Michigan). Among the top five publics, overall composite scores remained the same at Berkeley (79) and Michigan (74) and went down one point at UCLA and Virginia (76), followed by UNC (72).

U.S. News rankings are based on several key measures of quality, weighted as follows: graduation and retention rates (22.5 percent), assessment by peers and counselors (22.5 percent), faculty resources (20 percent), student selectivity (12.5 percent), financial resources (10 percent), graduation rate performance (difference between actual and predicted graduation rates, 7.5 percent) and alumni giving (5 percent).

Other U.S. News rankings results for UNC-Chapel Hill included the following:

  • 1st among national public universities for the 9th consecutive year and 17th overall in “Great Schools, Great Prices,” based on academic quality and net cost of attendance for a student  receiving the average level of need-based financial aid in 2012-2013. Forty-two percent of UNC undergraduates received need-based aid in 2012. Carolina meets 100 percent of the documented need of undergraduates qualifying for need-based aid who apply on time.
  • Second among publics and 7th overall for least debt, with 35 percent of students graduating with debt and an average amount of $16,983.
  • A 97 percent average first-year retention rate for the fifth consecutive year.
  • An 89 percent average six-year graduation rate, 3 percentage points better than U.S. News predicted. (UNC’s four-year rate graduation is nearly 81 percent.)
  • Thirteen percent of course sections enrolled 50 or more students, holding at the same number as last year. That remains the lowest rate among the other top publics for the sixth year in a row. Thirty-seven percent of UNC’s course sections enrolled fewer than 20 students, up from 33 percent. Berkeley led the top publics at 63 percent.
  • Ranked 68th overall and fourth among the top publics in faculty resources. UNC was 70th last year, 59th two years ago, 47th three years ago, 35th four years ago and 50th five years ago. This category measures undergraduate class size; two academic years (2011-12 and 2012-13) of average total faculty compensation (salary and benefits) based on indexes weighted for regional differences; student-faculty ratio; and percentage of faculty who are full time and earned their field’s highest degree.
  • Tied for second among publics and 21st overall in high school counselors’ picks.
  • 7th among the best undergraduate business programs. Among specialty areas, Kenan-Flagler Business School ranked fifth in management.
  • Listed among outstanding undergraduate programs with “A Focus on Student Success.” Carolina was cited for exemplary first-year experience (seminars and other programs bringing small groups of students together regularly with faculty and staff), undergraduate research/creative projects, study abroad and service learning.

Monday, September 16, 2013

A reminder as the fall storm season approaches

Home Sellers: Check your Home for Storm Damage

housefloodedThe relentless rainfall and flooding in Colorado can be used as reminder that it’s been another crazy year of weather with many big rain and wind storms damaging houses throughout the country. With fall upon us and winter around the corner, home sellers should take a close look at their property for storm damage and make repairs.
If you experienced a powerful storm, it’s a smart idea to check your roof for any damage and ensure there are no missing shingles or cracks around any skylights the home may have. Climb into your attic and look for discoloration of the decking or plywood surfaces.
Also look for light penetrating from around plumbing vents or the chimney, indicating that your roof’s flashing needs repair.
Next, inspect your rain gutters for damage and clear them of leaves and debris. Look for holes, cracks or sags; all three can be easily fixed by a homeowner. (To fix a small hole, first use an abrasive pad to clean the area, then cut a piece of gutter material slightly larger than the hole. Using a stiff brush, spread gutter-repair compound around the hole and place your patch over the top. Cover the patch with another layer of compound to ensure a good seal. To repair minor sags, simply add a new hanging bracket to the sagging area or replace the compromised existing bracket.)
Pay particular attention to areas of your home near trees and shrubs. Limbs can play havoc with your roof, siding and stucco in heavy winds, and can come crashing down under the weight of snow. Prune your trees and shrubs to ensure their health and to safeguard your home.
Finally, be sure to inspect your windows, fencing, decking, which also take a beating in storms. Seal and repair any damage. Sometimes storm damage is unavoidable. But making quick repairs can help ensure your home is safe, sound and ready for sale.

Friday, September 13, 2013

Days on Market Continues to decline

The days on market of sold homes continues to go down in both Cumberland and Dauphin Counties.

Remember this is only for homes that were conditioned and priced such that they Sold

Wednesday, September 11, 2013

Harrisburg Housing Market Absorption Rate Analysis

If we use the generally accepted definition of a balanced market being a 6 month supply, most of Cumberland County is now a Seller's market while Dauphin County continues to favor buyers


Tuesday, September 3, 2013

Fall Lawn Care Tips



Fall Lawn Care: 4 Ways to Say G’Night For The Winter
Article From HouseLogic.com

By: Lisa Kaplan Gordon
Published: September 16, 2011

Labor Day through Halloween is your window for preparing lawns for a lush spring.

Although spring lawn care gets all the attention, fall lawn care is the make-it or break-it season for grass.
"I'm already thinking about next year," says John Dillon, who takes care of New York City's Central Park, which features 200 acres of lawn in the middle of Manhattan. "The grass I grow this fall is what will be there next spring."
Fall lawn care is no walk in the park. It's hard work, and Dillon guides you through the four basic steps.
1. Aeration
Aeration gives your lawn a breather in autumn and provides room for new grass to spread without competition from spring weeds. Aeration tools pull up plugs of grass and soil, breaking up compacted turf. That allows water, oxygen, and nutrients to reach roots, and gives seeds room to sprout.
If kids frequently play on your lawn, plan to aerate twice a year - fall and spring. If your lawn is just for show, then aerate once a year - and maybe even once every other year.
A hand-aerating tool ($20), which looks like a pitchfork with hollow tines, is labor-intensive and meant for unplugging small sections of grass. Gas-powered aerating machines (rental, $20/hour) are about the size of a big lawn mower, and are good for working entire lawns. Bring some muscle when you pick up your rental: Aerating machines are heavy and can be hard to lift into your truck or SUV.
Depending on the size of your property, professional aeration costs about $150.
2. Seeding
Fall, when the soil temperature is about 55 degrees, is the best time to seed your lawn because turf roots grow vigorously in fall and winter. If you want a lush lawn, don't cheap out on the seed.
Bags of inexpensive seed ($35 for 15 pounds) often contain hollow husks, weed seed, and annual rye grass seed, which grows until the first frost then drops dead. Splurge on the good stuff ($55 for 15 pounds of Kentucky Bluegrass seed), which resists drought, disease, and insects.
Water your new seed every day for 10 to 20 days until it germinates.
3. Fertilizing
A late fall fertilization - before the first frost - helps your grass survive a harsh winter and encourages it to grow green and lush in spring. Make your last fertilization of the year count by choosing a product high (10% to 15%) in phosphorous, which is critical for root growth, Dillon says.
Note: Some states are banning phosphorous-rich fertilizers, which are harmful to the watershed. In those places, look for nitrogen-rich fertilizers, which promote shoot and root growth. Check with your local extension service to see what regulations apply in your area.
4. Mulching
Instead of raking leaves, run over them a couple of times with your mower to grind them into mulch. The shredded leaves protect grass from winter wind and desiccation. An added bonus - shredded leaves decompose into yummy organic matter to feed grass roots.
A mulching blade ($10) that attaches to your mower will grind the leaves even finer.