How are buyers financing their home purchases

For help with how to get into the house your dreaming about, just call, text or email.

Getting a mortgage continues to get easier

Some Highlights:

• The average 30-year rate for all loans closed in August eclipsed 4.3% for the first time since October 2014.
• The average FICO score for all closed loans in August reached a new yearly low at 724 (the lowest since February 2014!)
• The average down payment of FHA loans closed was just 4%!

To see how this could apply to you, please call, text or email

What Millennials are actually putting down on their homes

The survey results are in and despite the media talk of requirements for large down payments, it turns out that 36% of millennials are putting down 5% or less.

Don't be scared out of home ownership by media hype. Get the FACTS.

For contact info to responsible local mortgage lenders or any other real estate question, just call text or email. 

Mortgage Confusion? Where to Start

Which are you? First time buyer who has never before gotten a mortgage, would like to buy but have heard mortgages are hard to get, have some dings in your credit which you think may make you unable to to get a mortgage.

STOP!!

You owe it to yourself and your family to find out where you really stand.  Don't rely on the news media or instant online.

Talk to a real live human being.  A loan officer with whom I (and more importantly my clients) have had excellent experience is Pam Hopper at HomeSale Mortgage.  

First time buyer? - Pam will walk you through the entire process

Hear horror stories about lenders not being ready to close on time? - ask about Pam's guarantee to close on time.

Credit issues?  Let Pam tell you if they are really so bad you can't get a mortgage now.  Even if they are Pam has a credit repair program that has a great track record so you can repair any issues in the correct way and in the right order. You don't have to go it alone.

New construction? Pam worked for builders for many years.

Second opinion?  It never hurts to get a second opinion even if you already think you have a good deal.

So now you want to know how to get in touch with Pam.

Call her at 717-649-8576

Visit her website.

Take the first step now.

How much of a down payemnt

Check here and you may be pleasantly surpised

How much better now than in any of the past 4 decades