Football the way it should be

Monday night in Pittsburgh - it was football, a game that used to be played outdoors in all kinds of weather. It is not baseball. It is played in the rain. It is played in the snow.

Congratulations to all of the players and coaches would spoke out about how much fun it was.

As if Gas Prices weren't high enough

Thanks to Gov. Ed Pennsylvania drivers will get to pay and extra one cent per gallon soon. rather than pay back the money PA borrowed from the buried tank fund, just raise the cost of fuel. Don't worry, it won't hurt the SEPTA riders, just the rest of the state.
This is called economic development.

One common sense way to avoid future loan problems

Just look them in the eye.

With all of the loan horror stories we have all been hearing, some basic human nature could have gone a long way.

I have yet to have a client whose loan officer was at the settlement table be unhappy with their home loan. It's simple human nature. If they are sitting at the table, they have to look the customer in the eye if a "last minute problem" arises. It's amazing how much more smoothly the process goes when the loan officer is there.

Sure, I buy retail products all of the time from people I have never seen. But these are generally on a credit card which gives me an additional level of protection.

Once you have scheduled your move and are signing up for a 30 year commitment, most of your bargaining power has gone away. And this is from the man who last time he bought a home for himself, closed his papers and headed for the door when the Seller's agent decided to try a little brinksmanship. Most don't want to have to play in that poker game. You just want to move into your house.

Now is the time to buy a home.

If you have thought about a brand new home, Now Is The Time

Yes the market is not as crazy as it has been and your current home is not inflating in value like it was. This makes it the perfect time to buy a new home. THE NUMBERS ARE ON YOUR SIDE.

Let's look at an example:

Let's assume a $200,000 current home and a new home of $400,000, a price difference of $200,000.

Over the last few years, the current home price might increase 4% and the new home price would increase 10% ( remember they aren't making any more land and new home building plus Katrina have kept materials high) Thus in a year of waiting, the gap would increase to $232,000($440,000 less $208,000)

So, do you want to keep waiting untile the upward cycle returns or act now. The numbers say now is the time to ACT. On top of all this, builders today are offering a number of incentives to move their homes.

this is the start

Welcome to my blog which I have started to share my thoughts on real estate and other matters.
Feel free to disagree and I'll be glad to post your responses. However, I will check your responses before posting to try to maintain a modicum of decorum.