Real Estate as a Hedge against Inflation

Inflation hasn't been the problem recently but with the government printing presses running full out to hopefully solve unemployment, it can't be far away.

This article shows how to remove inflation worries from a major part of your budget.

Real Estate as a Hedge against Inflation

…And the Changes Keep Coming

Further Consistent Government Policy

…And the Changes Keep Coming

Pending Home Sales Jump in October

Pending Home Sales Jump in October

Home Sales Increase Across the Country

Home Sales Increase Across the Country

How Much Should You Put Down?

Something to consider when you're buying or refinancing

How Much Should You Put Down?

Uncle Sam Wants You! – To Rent from Him

Uncle Sam Wants You! – To Rent from Him

Survey Reveals 5 Home Buying Myths

Survey Reveals 5 Home Buying Myths

Real estate tax myth debunked

Real estate tax myth debunked

How To Pick Your Lender

Great article on how important having the right PERSON doing your loan is to today's successful outcome


How To Pick Your Lender

23 Quick fixes from This Old House

From squeaky stairs to noisy bath fans.


http://www.addthis.com/bookmark.php?v=15&winname=addthis&pub=thisoldhouse&s=more&url=&title=

Prudential Homesale on top of Market share

Prudential Homesale share of closed transactions in Dauphin County in the first half of 2011

Lower Swatara Biker Breakfast and benefit ride Sunday 28 August

7 a.m. until 11 a.m.




FDLS is going PINK for BOOBIES!



The Lower Swatara Fire Department has teamed up once again with the "Feel Your Boobies" foundation of Middletown to promote Cancer Awareness and Prevention.



FDLS is sponsoring a 2nd Annual Benefit Ride after our August 28th Breakfast at 11 a.m.



Take a two hour guided tour through South Central Pennsylvania.



Cost: $15.00 per Rider and $5.00 per passenger.



ALL PROCEEDS FROM THE RIDE WILL BENEFIT THE "FEEL YOUR BOOBIES" FOUNDATION.



Come out and enjoy a great breakfast and a great ride through beautiful pennsylvania.



Cost: $10.00 per person and children 12 and under $5.00



ALL YOU CAN EAT



OPEN TO ALL OF THE PUBLIC



This is not a bike only event, everyone is welcome. Parking will be available for cars, trucks, tanks, or walk-ins, so no excuses.









***Rain or Shine***

Delinquency Rates Dropping Dramatically

Delinquency Rates Dropping Dramatically

Finally some really good news for the future

Homeownership: Only You can decide if waiting is worth it.

Homeownership: Why Wait?

This Sunday Lawn Biker Breakfast

The biker breakfast with the best food awaits at Lawn Fire & EMS

5596 Elizabethtown Rd



Lawn, Pa 17041
 
Starts at 7:00 this Sunday, 21 August
 

52 DIY Fixes for Annoying Home Ailments

From This Old House Magazine.  Fixes for things that may have been bugging you around your home.

http://www.addthis.com/bookmark.php?v=15&winname=addthis&pub=thisoldhouse&s=more&url=&title=

Fannie Mae Survey of Attitudes

For those of you who like to see the back up data

Here is the actual survey

Community means What Washington DC Dictate

Further indication that Dodd Frank was designed to help the biggest banks gobble up more of the local banks.

This is what Community Organizing means.  Organizing local communities to reflect one single answer dictated by Washington

Small Banks Criticize New Mortgage Regulations

Prudetial Homesale Market Share

Market share of closed sales in Dauphin County First half 2011

Things to Consider Before Renting a Home You Can’t Sell?

In addtion, remember that Prudential Homesale has a property management affiliate that can help with your consideration

Things to Consider Before Renting a Home You Can’t Sell?

Why things being more active and uptick in pricing may not be cause for celebration yet

House Prices: Explaining the Recent Uptick#more-8738

Once Again the Government HELPS

More Disclosures on the Way to “Help” the Consumer

Help for parched landscaping

• 

  4 Ways to Rescue Your Plants From the Heat Wave‏

  Summer’s triple-digit heat is threatening to fry the trees and shrubs you’ve spent all year tending. Read

Visit houselogic.com for more articles like this.

Copyright 2011 NATIONAL ASSOCIATION OF REALTORS®

Why You Need a Good Negotiator in Today’s Market

Why You Need a Good Negotiator in Today’s Market

What the Proposed changes in Mortgages will do to the American Dream

Think this will make it easier to sell your home for more money?

20% Down Payment: The Impact

Ant & Wasps & Mosquitos - Defend and/or attack

• 

  Ants, Wasps, & Mosquitoes: Do-No-Harm Defense or All-Out War?

  This week we’ve been helping you make patios and decks more comfortable during hot and humid days. Today, we’re focusing on how to prevent ants (try Cream of Wheat), yellow jackets, and mosquitoes from ruining your outdoor fun this summer. Read
• 

  3 Green Home Improvements that Pay Off

  Forget big savings on your energy bills if you make green home improvements. Instead, choose green retrofits and home improvements that offset rising energy prices. Read

Visit houselogic.com for more articles like this.

Copyright 2011 NATIONAL ASSOCIATION OF REALTORS®

Whether the market is making it easy or more difficult, the reasons stay consisten

Why Do People Actually Buy a Home?

A Lesson from a legendary Harley Davidson

"Harley Noise and the Lesson of the Silent Gray Fellow"

Fannie Mae Survey of Attitudes

Positive about owning as housing although maybe not as a get rich quick idea

How People Feel About Real Estate

Once again we have to thank academics for helping us learn to think. Here we see they need to adjust their conclusions to the real world if they are to reach real conclusions

The Only Thing “Lousy” Was the Advice!

Finishing Touches for Kitchens & Baths: Home and Design: REALTOR Magazine

Ideas for those on a budget whether you are selling or not

Finishing Touches for Kitchens & Baths: Home and Design: REALTOR Magazine

The American Dream

The American Dream

Once again the importance of a home inspection

Article once again sets out a list of problems in graphic detail that would be revealed by a home inspection. 

Pitfalls of buying a newer home Inman News

Coalition for Sensible Housing Policy Joins 326 Members of U.S. Congress Calling for Changes to Proposed QRM Regulations

An amazing coalition of groups across the spectrum

Coalition for Sensible Housing Policy Joins 326 Members of U.S. Congress Calling for Changes to Proposed QRM Regulations

Lower Swatara Biker Breakfast Sunday 26 June

7 am 'til 11 am

1350 Fulling Mill Road


Middletown, PA 17057

FHA under attack. Not your problem? What if you would like to Sell Some Day

• 

  FHA-Backed Loans Make Sense; It’s Congress’ Whims that are Nonsensical

  Does your credit score fall below the 640 to 650 range? If so, good luck getting a home mortgage or refinance through traditional lending channels. Since the housing market crashed in 2008, lenders have tightened their belts and turned away borrowers who have less-than-perfect credit scores or low downpayments. Luckily for you, if you’re looking to buy or refi, the local bank isn’t your last resort for a home loan. Read

Visit houselogic.com for more articles like this.

Copyright 2011 NATIONAL ASSOCIATION OF REALTORS®

• 

  7 Home Owners Insurance Tips

  The new year is a good time to take stock of your home owners insurance coverage. Read

Visit houselogic.com for more articles like this.

Copyright 2011 NATIONAL ASSOCIATION OF REALTORS®

Movement in the Right Direction on New Home permits & Starts

REALTOR® Magazine-Daily News-Builders Break Ground on More Homes

Ride to Work Day June 20th

Ride to Work Day

The more motorcycles ridden to work, the more fuel saved, the less wear and tear on our highways and MORE FUN.

Lawn Breakfast is this Sunday

The Best Biker Breakfast is Sunday, June 19 at Lawn Fire and EMS, 5596 Elizabethtown Rd., Lawn, PA 17401.

If you have never been, you owe it to yourself to check this out.

And it's Father's day - what a great ride with one of your kids.

Forbes, National Public Radio & The Wall Street Journal Agreeing!!!

Even if house prices go down some more, the Cost of buying is set to go up.

This has got such disparate voices as NPR and the Wall Street Journal agreeing

Why They Are Saying to Buy A Home Now

Take Action to End Police Discrimination

If they did it to only Black people we'd be up in arms.

If they did it to only Women we'd be up in arms.

If they did it to only people who drive Toyotas, we'd be up in arms.

Click the link below to learn more about the current administration's discrimination against motorcyclists and have a chance to take action.


American Motorcyclist Association

Lots of Mortgage Money Available

Banks have lots of money to lend to the home buyer who should get a loan.

AT HISTORICALLY INCREDIBLE RATES

We just have to realize that lenders got burned by not checking borrowers' ability to pay. So today they are not checking twice, they are checking 3 times. This can be frustrating but in the end those who should get a loan do get a loan.

Does Your Lender WANT To Say “Yes!”?

What About the Cost of Delaying Your Dreams?

Buy now? Sell now?

Dollars and Cents are always important. However, the real issue is usually cost not price.

As this article points out there are costs othe than dollars.




What About the Cost of Delaying Your Dreams?

What the Proposed changes in Mortgages will do to the American Dream

One more indication that the current Administration talks a good game but takes opportunity away from the poor and middle class to benefit the wealthy.

When only the well to do can get mortgages, everyone else will be permanent tenants of the well to do.

Check the following analysis

What Impact Will QRM Have on Housing Demand?

Real estate affordability sets record in Q1 | Inman News

Where was this good housing news in the National Media


Real estate affordability sets record in Q1 Inman News

Appraisals: Why You Must Now Sell Your House Twice

25% of sales nationally being impacted by appraisal issues.

Thankfully it is not as bad here in the Harrisburg area. Still the lenders are being more stringent about everything.
Buyer and Seller frustrations are high.
Now is the time they both need a seasoned professional to keep them focused on the ultimate goal and help them understand that the bumps hurdles and delays are now a part of the process that has been imposed from above on everyone.

Appraisals: Why You Must Now Sell Your House Twice

For all the Lady riders Women Wanna Ride Event

Mortgage Money IS Available…For Now

No you can no longer get a loan if you have no income

No you can no longer get a loan if you have no credit

No you can no longer get a loan if you have no assets

However, despite what you may be hearing from most "media" there is no real problem for any one who should get a loan being able to get a loan. Yes lenders are checking more for dotted i's and crossed t's. This can make the loan process a little more painful but the loans are still getting made.

AND AT HISTORICALLY LOW INTEREST RATES.

The following link has more on this.

Mortgage Money IS Available…For Now

Lower Swatara Biker Breakfast

May 22nd

7 am - 11am

$10.00 per person

Open to all of the public

1350 Fulling Mill Road

Middletown, PA 17057

Even the Naysayers Are Saying To Buy Now!

Two college professors set out to prove that renting was better than owning a home. They were honest in their approach and reporting and had to admit that in TODAY'S market, it makes more sense to BUY.

Check out more details by clicking the following link



Even the Naysayers Are Saying To Buy Now!#more-8007

The Magicians and those who love me

This weather seems to bring them out even more. 2 classes of idiot drivers.

First are the magicians. Their ambition is too disappear so in rain or fog or any other condition with limited visibility, the insist on driving without their headlights on. Seems that most of them are already driving gray or tan cars as well.

Second are those who must be in love with me. Either that or they are wannabe proctologists. Nothing else could explain why they would want to follow so close to my backside. Lots of tickets given out for speeding, but I've never heard of anyone being given one for following too close. It's easy to tell and not even borderline when someone is 20 feet behind you at 55.

Someone needs to remind our law enforcement types that it's not usually the speed that causes the accident but failure to allow the necessary reaction space that causes rear end collisions.

These idiots cause at least one wreck a week on our beltway but our troopers have instructions to sit with speed guns instead of actively ticketing the actual hazards.

Time to Buy a House? What People Actually Believe

Forget the expert opinions for a bit and focus on what 3 polls of actual consumer had to say about buying a house now.




Time to Buy a House? What People Actually Believe

The Government is here to help. Not if you are a first time homebuyer!!

Check out the following article for what is being proposed to "help" in response to previous governmental excesses in providing credit without looking at any of the basics.

Not some but less than 25% of all FHA loans made since 1997 would qualify under these proposals.


QRM: Is the Pendulum Swinging Back Too Hard?

Owning a Home Still has a significant role in Creating Wealth

Homeownership: Building Family Wealth#more-7939

It's Lawn breakfast time

All you central Pennsylvania riders.

Sunday May 15 will be the first Lawn Fire and EMS breakfast

As any one who has been can tell you this is the best food of any biker breakfast.

5 Reasons You Should Consider Selling Now#more-7944

5 Reasons You Should Consider Selling Now#more-7944

Keep Your Eyes on Washington

Once again the mortgage interest deduction is being targeted.

Makes sense when most non-owners are supporters of 2/3 of the arms of government