No you can no longer get a loan if you have no income
No you can no longer get a loan if you have no credit
No you can no longer get a loan if you have no assets
However, despite what you may be hearing from most "media" there is no real problem for any one who should get a loan being able to get a loan. Yes lenders are checking more for dotted i's and crossed t's. This can make the loan process a little more painful but the loans are still getting made.
AND AT HISTORICALLY LOW INTEREST RATES.
The following link has more on this.
Mortgage Money IS Available…For Now
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