Just in time for Memorial Day
Thursday, May 26, 2016
Wednesday, May 25, 2016
Be Safe as Well as Thankful this Memorial Day

When you are considering a new place to celebrate, call, text or email
Tuesday, May 24, 2016
Flower Blooms all Summer
Monday, May 23, 2016
the financial cost of renting v owning
When you choose to either rent or own, be aware of the cost of each alternative.
To explore your choices in depth, call, text or email
Friday, May 20, 2016
Tuesday, May 17, 2016
Are student loans impacting homeownership?
Are student loans impacting homeownership?: According to a new report, despite the widespread belief that student loans are causing people not to purchase a home, that isn't the case.
Understanding today's lighting choices
To clear up confusion about today's lamps
When you want to clear up questions about real estate, call, text or email.
Friday, May 13, 2016
The Best Biker Breakfast in Central PA
The Lawn FD's biker buffet breakfast starts its 2016 run this Sunday.

For years they have had the best food which draws great crowds of bikers.
For years they have had the best food which draws great crowds of bikers.
Tuesday, May 10, 2016
Kitchen Countertop first aid
Don't give up on your countertop until you have tried these.


Kitchen Countertop Triage: First Aid for Scratches
By: Jane Hoback
You can repair kitchen counter mishaps with only a little time and money. Big boo-boos, however, will need professional help.
Repair kitchen counters that show a history of wine spills, dropped pans, and unidentified sharp objects, and you’ll maintain the value of your kitchen and home. You can easily hide some counter mishaps, while only professional contractors can solve other surface problems. Here’s a look at counter cures and lost causes.
Granite
Even granite counters suffer kitchen wear and tear. But you can make them shine with a little time and know-how. After you fix them, don’t forget to reseal them.
Cracks, chips, scratches: Fill nicks in granite by building up layers of epoxy resin colored to match the stone. Clean the area first with acetone, which breaks down grease. Be sure to open a window for ventilation.
Stains: The type of stain -- wine or ink, oil or bleach -- determines the type of poultice you’ll need to suck it out. A paste of flour and hydrogen peroxide pulls out grease, oil, bleach, and ink stains; a mix of flour and bleach cleans wine stains. If you want to go commercial, check out Alpha, Aqua Mix, and StoneTech stone cleaners. Cost: $6 to $20.
Cracks, chips, scratches: Fill nicks in granite by building up layers of epoxy resin colored to match the stone. Clean the area first with acetone, which breaks down grease. Be sure to open a window for ventilation.
Stains: The type of stain -- wine or ink, oil or bleach -- determines the type of poultice you’ll need to suck it out. A paste of flour and hydrogen peroxide pulls out grease, oil, bleach, and ink stains; a mix of flour and bleach cleans wine stains. If you want to go commercial, check out Alpha, Aqua Mix, and StoneTech stone cleaners. Cost: $6 to $20.
Related: Can Granite Film Fool the Eye?
Solid-Surface Counters
Solid-surface countertops, such as Corian, are man-made from resin, acrylic, and other materials. They’re tough but not impervious to scratches and stains. To repair minor scratches, rub a white polishing compound on the area with a wool pad, then apply a countertop wax.
For deeper scratches or cuts, call a professional. Figure labor costs at about $15 to $35 an hour. If you need to replace portions of the counter, figure at least $35 to $65 per square foot.
For deeper scratches or cuts, call a professional. Figure labor costs at about $15 to $35 an hour. If you need to replace portions of the counter, figure at least $35 to $65 per square foot.
Laminate
Fixing gouges or covering burns in laminate is tough for mortals, though repairing minor problems is doable.
- Fix small chips with laminate repair paste that matches the color of the countertop.
- Cover scratches with countertop polish or car wax.
- Fix peeling laminate with contact cement applied to both surfaces and pressed back into place.
- Remove coffee and tea stains with vinegar or a paste of baking soda and household cleaner.
Bigger problems will require replacing the damaged stretch. Laminate comes in a billion colors, but finding an exact match for an old counter could be difficult.
To get the look you want, replace the counter. Labor will cost $15 to $35 per hour; countertops range from $3 per linear foot for Plain Jane straight-edged laminates to $100 per linear foot for laminates with a beveled edge that look like granite.
Related: Why Laminate Countertops Deserve a Second Look
Tile
If you’ve planned ahead and stockpiled old tiles, then grab a few and replace cracked or scratched areas. If you don’t have extra tile, then attempt the following first aid:
- Wipe away scratches with a dab of toothpaste on a clean cloth.
- Work epoxy glue into cracks with a toothpick, then color with matching oil-based artist paint.
- Remove old grout with a utility knife, then replace with a rubber trowel.
Stainless Steel
Stainless steel countertops become scratched, stained, and dull over time. Although you’ll never completely remove scratches, you can buff them into a warm patina by massaging with vegetable oil.
Remove stains with a paste of baking soda and dish soap. A sprinkle of Barkeeper’s Friend will remove stains without scratching.
Remove stains with a paste of baking soda and dish soap. A sprinkle of Barkeeper’s Friend will remove stains without scratching.
When you are ready for a whole new kitchen set up, call, text or email
Monday, May 9, 2016
Wondering Why the Price of a New Home is so High
Remember this as you vote in your local, sate and Federal elections. All those regulations come with a steep cost.
Regulations Add a Whopping $84,671 to New Home Prices
29.8%
The increase in regulatory costs to build an average single-family home in 2016 compared to 2011.
Costs During Development
Costs During Construction
Based on data from the U.S. Census Bureau and the NAHB/Wells Fargo HMI surveys.
A new NAHB study shows that, on average, government regulations account for 24.3% of the final price of a new single-family home.
Three-fifths of the regulatory costs – 14.6% of the final house price – is due to a higher price for a finished lot resulting from regulations imposed during the lot’s development. The other two-fifths – 9.7% of the house price – is the result of costs incurred by the builder after purchasing the finished lot.
NAHB’s previous 2011 estimates were fairly similar, showing that regulation on average accounted for a quarter of a home’s price. However, the price of new homes has gone up quite a bit since then.
Applying percentages from NAHB’s studies to Census data on new home prices during this five-year span shows that regulatory costs for an average single-family home went from $65,224 to $84,671 – a 29.8% increase.
By comparison, disposable income per capita increased by 14.4% from 2011-2016. In other words, the cost of regulation in the price of a new home is rising more than twice as fast as the average American’s ability to pay for it.
For help with your new home, call, text or email
Monday, May 2, 2016
Billionaire Advice
Looking for advice? Consider the success of the source.

Billionaire: Buy a Home… And if You Can, Buy a Second Home!
Three years ago, John Paulson gave a keynote address at the CNBC/Institutional Investor Conference. In his speech, he told those in attendance that he believes housing will continue its strong recovery for the next 4 to 7 years, saying that:
"The housing market has bottomed. It's not too late to get involved. I still think buying a home is the best investment any individual can make. Affordability is still at an all-time high."
When asked how the average person could take advantage of the current real estate market at the time, Paulson said:
“Buy a home and, if you can, buy a second home.”
Two years ago, Paulson reiterated his statement, saying:
"I still think, from an individual perspective, the best deal investment you can make is to buy a primary residence that you're the owner-occupier of."
Who is John Paulson and why should you listen to him?
Paulson is the person who, back in 2005 & 2006, made a fortune betting that the subprime mortgage mess would cause the real estate market to collapse. He understands how the housing market works and knows when to buy and when to sell.
What do others think of Paulson?
According to Forbes, John Paulson is:
“A multibillionaire hedge fund operator and the investment genius.”
According to the Wall Street Journal, Paulson is:
“A hedge fund tycoon who made his name, and a fortune, betting against subprime mortgages when no one else even knew what they were.”
So… Is what he said still true?
The core reasons behind Paulson’s statements still ring true today, but why does he believe homeownership is such a great investment?
Paulson broke down the math of homeownership as an investment:
1. "Today financing costs are extraordinarily low.”
The latest numbers from Freddie Mac show us that you can still get a 30-year mortgage at historically low rates of under 4%.
2. “And if you put down, let's say, 10 percent and the house is up 5 percent,” as many experts predict,“then you would be up 50 percent on your investment."
How many are seeing a 50% return on a cash investment right now?
Paulson goes on to compare the long term financial benefits of owning versus renting:
3. “And you’ve locked in the cost over the next 30 years. And today the cost of owning is somewhat less than the cost of renting. And if you rent, the rent goes up every year. But if you buy a 30-year mortgage, the cost is fixed.”
Bottom Line
Whenever a billionaire gives investment advice, people usually clamor to hear it. This billionaire gave simple advice – if you don’t yet live in your own home, go buy one.
The first step if you are ready to act: call, text or email
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